Health & Wealth Advisors was founded on the belief that connecting employee health to their wealth creates stronger organizations. Clients describe us as sincere, honest and innovative. We are warm and approachable, and we care deeply about doing the right thing for both employers and employees. Our mission informs every decision—from plan design to the tone of our communications—and includes a commitment to giving back: a portion of our profits supports veterans’ organizations and other charities.

Dr. Dale Schmoll, DC
Co-Founder & Chief Wellness Strategist

Dr. Dale Schmoll holds a Doctor of Chiropractic degree and has spent his career exploring cutting‑edge, non‑invasive technologies that improve the nervous system, brain function and microvascular circulation. As a U.S. Army veteran and long‑time chiropractic physician, he is passionate about helping people of all backgrounds regain their health and independence. At Health & Wealth Advisors he spearheads the integration of alternative therapeutics with workplace wellness strategies, introducing businesses to technologies and nutraceuticals that increase productivity, enhance wellbeing and boost profitability.

Outside of work, Dale and his wife Beth live on a lake in southern Minnesota and have two adult children. He enjoys spending time outdoors, golfing, tinkering in his workshop and learning about new developments in alternative medicine. A committed advocate for veterans, he is active in the American Legion and Elks and directs a portion of company profits toward veterans’ charities.

Todd Tanhoff
Co‑Founder

Todd Tanhoff is a life‑long Minnesotan with a B.S. in Business Administration from Mankato State University. With more than 45 years of B2B sales and entrepreneurial experience, including founding and selling several companies, Todd brings practical business insight and a passion for relationships. His focus at Health & Wealth Advisors is on introducing our compliant tax strategies and wellness solutions to employers, helping them enhance their benefits while strengthening their bottom lines and supporting the causes they care about Todd also founded FLA, a local organization dedicated to community leadership and financial literacy..

Family is central to Todd’s life—he has three adult sons (Bruce, Rob and Connor) and multiple grandchildren. He is an active volunteer, serving in leadership roles at his church, Mankato Elks Lodge, Ducks Unlimited, SMILES (Southern Minnesota Independent Living Enterprises), South Central College Foundation and the MSU Touchdown Club. In his free time, he enjoys golf, hunting, fishing, concerts and sporting events.

Myron Erstad
Co‑Founder

A lifelong resident of southern Minnesota, Myron Erstad holds degrees in Agricultural Business and Commercial Economics from South Dakota State University. He has spent decades in finance—including banking, investment services and small‑business ownership—before co‑founding Health & Wealth Advisors. Myron’s primary focus is developing unique, tax‑advantaged strategies that help businesses enhance profitability while providing meaningful benefits to employees without depleting their paychecks. He also champions the firm’s philanthropic philosophy, ensuring that giving back remains integral to our mission.

Myron is married to his high‑school sweetheart, Laurie. They have three adult children—Nathan, Brittany (married to Michael Pederson) and Ryan (married to Anna)—and several grandchildren. Outside of work and church, he enjoys reading, golfing, fishin g and hunting. He is also active in faith-based organizations, serving church-related civic groups in his community.

Ryan Erstad
Director of Client Services

Born and raised in Mankato, Minnesota, Ryan Erstad brings over 10 years of underwriting and customer‑service experience in commercial insurance, life insurance and securities. Known for his attention to detail and genuine care for clients, Ryan manages underwriting support and client communications at Health & Wealth Advisors, ensuring that each employer and employee receives prompt, professional service.

Ryan is married to Anna, and are expanding their vibrant family in the area. Active in their church community, the Erstad family enjoys the outdoors, sports, reading and traveling.

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