The Challenge We Solve

Employers are under growing pressure to offer meaningful benefits while controlling costs. Medical costs continue to rise faster than inflation, and traditional fully insured health plans leave employers with little flexibility. At the same time, employees expect benefits that support their physical, emotional and financial wellbeing. Self‑funded health plans are now mainstream—a 2024 Kaiser Family Foundation study found that 63 % of workers with employer‑sponsored health insurance are enrolled in self‑funded plans. Wellness initiatives also deliver measurable savings: research reported that 72 % of employers saw a decrease in healthcare costs after adopting a wellness program.

Attentive sits at the intersection of these trends. It allows employers to offer a robust wellness program and self‑funded medical reimbursement plan without increasing out‑of‑pocket spending. Payroll tax savings generated by the program fund the benefits, so the program is cash‑flow positive from day one. Employees gain access to telehealth, coaching, and supplemental insurance options while maintaining their take‑home pay.

Dr. Dale Schmoll, DC

Our Team

Todd Tanhoff

Myron Erstad

Ryan Erstad

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This conversation is informal. So much so that no financial statements or legal documents are required. The worst that could happen is you spend 20 minutes, imagine what the best could be.